What Data We Collect and Why
When you open an account with us, we collect your name, contact details, date of birth and payment identifiers such as your UPI handle, Paytm mobile number or PhonePe-linked details. This data is used solely to operate your account, process transactions and meet obligations under applicable
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Indian law. We retain data only as long as your account is active or as required by law — not indefinitely. Access to your data is restricted within our team to those who need it to deliver the service. If you are accessing our platform from
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outside a permitted region, availability depends on local law and is accessible only where local law permits.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.